5 things that are excluded from Medicare plans
Medicare provides coverage for the healthcare expenses of most seniors and disabled persons in the country. But it does not cover every aspect of healthcare. In general, the basic plans such as Plan A and Plan B cover partial costs associated with hospital care, doctor visits, and lab tests under certain terms and conditions. People usually have to take on additional plans, such as Medicare Advantage, to cover additional expenses that are not included in original plans. Routine physical exams Neither Plan A nor Plan B of Medicare provides coverage for regular physical examinations by a primary care doctor. Unless the examination is related to the treatment or diagnosis of any health disorder, the basic Medicare plans will not cover the expenses. But it does cover routine checkups in some form as a part of wellness checks or preventive care. This includes a one-time health monitoring checkup in the first year of enrolling for Medicare Part B. For the following years, the expenses of annual wellness visits are covered. Hearing aids Medicare plans, including most Medicare Advantage plans, do not cover expenses for hearing aids, which also include routine hearing exams. However, coverage is provided for hearing tests prescribed by primary care doctors to diagnose any ear condition.
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